ASSETS

LIABILITIES AND SHAREHOLDERS’ EQUITY

2000

1999

2000

1999

Notes *

$’000

$’000

Notes *

$’000

$’000

CASH RESOURCES

DEPOSITS

11

Cash

554,161

575,637

Customers’ deposits and current accounts

17,804,825

15,905,883

Deposits with, and money at call at, Bank of Jamaica

 3

 1,985,518

 2,556,815

Deposits under repurchase agreements

  3,214,596

  5,436,883

Owed by other banks and financial institutions

4

484,947

784,196

21,019,421

21,342,766

Cheques and other instruments in the course of collection  (Net)

 339,688

 524,722

OTHER LIABILITIES

Bank of Jamaica overdraft

5

2,968,545

946,448

Owed to other banks and financial institutions

808,786

1,085,173

  3,364,314

4,441,370

Liability under guarantees and letters of credit

8

151,955

313,993

Other liabilities

12

749,762

683,479

INVESTMENTS

5

27,188,289

21,724,875

Other loans

13

  4,675,166

  4,683,693

 9,354,214

7,712,786

LOANS  (Net of provisions for losses)

6,7

  1,269,939

  1,649,208

OTHER ASSETS

SHAREHOLDERS’ EQUITY

Customers’ liability on guarantees and letters of      credit (net of provisions for possible losses)

8

138,572

285,245

    Share capital

14

2,081,933

1,837,614

    Share premium

14

3,860,107

2,325,777

Income tax recoverable

15,015

112,176

    Capital contributions

15

-      

1,778,649

Fixed assets

9

709,739

774,211

    Capital reserve

16

124,236

58,880

Other assets

10

  1,166,729

  3,073,500

    Reserve fund

17

97,950

36,664

    Retained earnings reserve

18

43,494

43,494

    Profit and loss account

(2,728,758)

(3,076,045)

  2,030,055

  4,245,132

  3,478,962

  3,005,033

33,852,597

32,060,585

33,852,597

32,060,585